Privacy Policy

AFN considers that protecting personal information is very important and we recognise that you have an interest in how we collect, use and share such information. We invite you to review this Data Protection Statement, which outlines how we use and protect that information on the Group Scheme Staff website.

Many of the services available to you on the website do not require you to provide any information. However, all users who avail of our on-line and opt in services provide basic contact and user information. We do not provide this information to any third party unless required to do so by law.

This notice will explain how AFN will use information provided by yourself and third parties. References to “AFN” means Affinity Financial Network, its subsidiaries including AFN Solutions and any associated companies from time to time.

The information that you provide to AFN will be held on a computer, computer database, e-mail, imaged documents, files, and letter and/or in any other way. AFN will use this information to (i) administer and process any products /services you have contacted us about, (ii) administer any future agreements we may have with you, (iii) manage any communication notified by you or by a third party and (iv) for client services, research and statistical analyses.

When considering a proposal or administering a communication, handling complaints, or making decisions regarding Partner Providers, including whether to continue or to extend an existing arrangement, AFN may carry out searches (for the purpose of verifying your identity) and/or a credit search with one or more licensed credit reference agencies.

Rights of Customers

You have the right of access to the personal data held about you by AFN by sending a written request to the

Data Protection Unit, AFN, 21 Pembroke Street Upper, Dublin 2,

You also have the right to require AFN to correct any inaccuracies in the information we hold about you.

Information Automatically Logged:

Our site will record unique information from your computer such as your IP address, user agents and referring address.

We monitor this information

- To help find problems on our website
- To help to administer our website
- To help to identify unique users of services.
- To help gather broad demographic information to help us improve our site

We do not provide this data to any third party. We do not monitor your browsing preferences outside of our web sites.

E-mail:

We also operate an email subscription list to let you know about special offers. We will provide you with the opportunity to opt-out of receiving promotional/marketing information from us.

External Links:

This site contains links to other sites. AFN is not responsible for the privacy practices or the content of such Web sites.

Security:

Our site has security measures in place to protect you as you use the site. Please remember that‚ because of the nature of the internet‚ the security of emails cannot be guaranteed.

Contacting us:

If you have any questions you can contact us at info@lifewise.ie

Irish Data Protection Commissioner:

Information on your data privacy rights are available on the website of the Irish Data Protection Commissioner www.dataprivacy.ie

Terms & Conditions

Before you use the services available on LifeWise.ie we ask that you take the time to read our terms and conditions. By using this website you accept the terms and conditions as indicated.

Website Maintenance

The website is hosted, operated and maintained by Affinity Financial Network Ltd (trading as Life Wise). AFN will be happy to deal with any technical difficulty or query and can be contacted here.

Obligations of Suppliers

Any contract which is concluded between you and a supplier arising from your use of the website, is between you and that supplier. We aim to ensure that products and services offered on this website meet your needs. We understand there may be times when you do not receive the service you expect. Where this may be the case we invite you to contact both the supplier and ourselves. This will assist us in selecting appropriate suppliers for this website.

User Submissions

Any communication which you post or transmit to the website by any means whatsoever shall be treated as non-confidential and non-proprietary.

Commercial exploitation of the website is strictly prohibited

AFN reserves the right to prevent further access by you to the website for violating the Terms and Conditions, or use of the website or transmission or posting communications to the website, which AFN deems to be in breach of the Terms and Conditions of Use.

Governing Law

The website is controlled and operated by AFN from Ireland.

AFN do not make any representation that the goods and/or services or suppliers advertised on the website are appropriate or suitable for use or that they comply with the legal or regulatory requirements of any location.

Access to the website from locations where the contents of the Materials or the services or goods advertised on the website are illegal is prohibited.

If you access the website you do so on your own initiative and at your own risk and you are responsible for compliance with the applicable laws and regulations of the location in which you access the website.

The Terms and Conditions shall be governed by and construed in accordance with the laws of Ireland and the Irish courts shall have exclusive jurisdiction for the purpose of any proceedings arising out of or in connection with the website or the Materials.

If any provision of the Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

No waiver of any term or condition of this Agreement shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

Changes

Any changes to the Terms and Conditions will be posted on the website. Any such changes shall become immediately effective. By using the website, you agree to be bound by any such changes and, therefore, you should from time to time visit the website to determine the terms and conditions by which you are bound. AFN, may at any time, without liability modify, suspend or discontinue the website, the goods or services advertised on the website, or any part thereof, with or without notice for any reason whatsoever